AppEngines has put forth a book in iPhone/Touch format titled Credit Secrets Investigated by Tony D’Andrea. This is an $8.99 application. At it’s core it is a book. The author’s website has the same verbage as is posted in the AppStore description. On the website the book is $29.
Eight chapters cover:
1. General Credit
2. Credit Reports
3. Credit Cards
4. Financial Institutions
5. What You Can Do If You Are Too Far In Debt
6. Collection Agencies
As an application, it’s sole function is to present the pages of the book. Page movement is as simple as a flick in the direction you want to go or a touch on the screen to make the page turn in the reading direction. A setting change can be done by touching the upper left hand corner. You can change from black text on white background to white text on black background. You can enlarge or shrink the text with typical pinching gestures. Moving around in the chapters can be done by touching the upper right hand corner. A page with the major divisions will appear. From there you can scroll up or down to the place you want to go.
This is not an exciting application or topic. What you are paying for is the content, words on the page; not the bells and whistles of the application itself.
I have 12 years in financial services. The information in this book is nothing new to me. I had to step back from my experiences to see if this book would have an appeal to someone looking for financial help.
My conclusion: for $8.99, I don’t think so. I have no problem with the information, it’s standard fare. At best this is an okay reference guide. However, I’d rather spend my $8.99 on a couple productivity apps, a game or two, and put the rest toward paying down my debt… if I had any. The rest of the information can be found on the web for free.